Certified Integrity.
Global Standards.

Luminous Assurance is committed to radical transparency and regulatory excellence. We partner with the world's most stable financial institutions to ensure your peace of mind is backed by institutional-grade security.

Our Underwriting Partners

Backed by the pillars of global financial stability.

Tier 1 Partners
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Luminous Re

Specializing in digital asset protection and catastrophic risk assessment with a capital surplus exceeding $40B.

A+ AM Best Ratingverified
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Standard Guardian

Providing the foundational liability coverage for our personal and commercial lines across 50 territories globally.

AA- S&P Ratingverified
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Vertex Mutual

The innovative leader in parametric insurance solutions and high-frequency risk modeling technologies.

A Excellent Ratingverified

Licensing by State

Luminous Assurance Agency, LLC is licensed to transact insurance in 48 U.S. states and the District of Columbia.

NY#2948-AX
CA#0L34922
TX#8839210
FL#L094321
IL#992033
WA#334110
MA#MA-9022
+42 More
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Compliance Status

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    SOC 2 Type II Certified

    Annual security audit completed 2024.

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    GDPR & CCPA Compliant

    Highest standards of data privacy.

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    NAIC Member

    Adherence to state insurance standards.

Need our License #?

Full registration details are available for institutional verification via our API or PDF manifest.

call +1 855 739 9430
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Insurance products are subject to underwriting approval and are not available in all states. Luminous Assurance Agency, LLC (NPN 19000234) is an authorized agency representing the underwriters listed above. Ratings provided by A.M. Best and S&P are as of January 2024 and are subject to change.